Evercomm, in partnership with Taiwan’s CTBC Bank, launches PATHMATCH, an AI-driven platform that revolutionises how financial institutions assess and manage financed emissions, marking a major step forward in regional sustainable finance.
Evercomm, a pioneering provider of digital sustainability solutions, in partnership with CTBC Bank, Taiwan’s largest privately-owned financial institution, has launched the full operational deployment of their jointly developed AI-powered transition finance engine, PATHMATCH. This milestone marks a significant evolution from proof-of-concept to enterprise-wide application, equipping banks with advanced tools to assess the decarbonisation impact of their loan portfolios, effectively manage Scope 3 financed emissions, and monitor transition performance in real time.
The collaboration addresses enduring challenges in transition finance, notably the historical disconnect between how banks evaluate financed emissions and how businesses report operational emissions. Additionally, PATHMATCH tackles the resource-intensive burdens traditionally involved in aggregating Scope 3 emissions data across complex supply chains. By providing a consistent and methodology-aligned overview that integrates both perspectives, PATHMATCH establishes a credible digital infrastructure for carbon accounting that is both transparent and comparable. This system seamlessly links capital allocation decisions with clients’ sustainability outcomes, enabling financial institutions to transition beyond static compliance reporting. Leveraging real-time data and AI, banks can more accurately identify bankable projects, improve overall portfolio quality, and craft innovative financial products that incentivise verified emissions reduction efforts.
At its core, PATHMATCH utilises Evercomm’s proprietary AI simulation engine based on thermodynamics principles that model energy flows across industrial systems to predict emissions with scientific precision. Developed through a substantial six-year research and development initiative funded with S$18.7 million in government backing from Singapore and validated in 29 international scientific publications, this engine offers rolling forecasts and bespoke decarbonisation roadmaps tailored to individual clients. This technological advancement enables institutions like CTBC Bank to automate portfolio-wide Scope 3 emissions reporting, cut manual data processing efforts by up to 1,500 man-hours annually, and improve the accuracy of transition risk and progress assessments.
Ted Chen, CEO of Evercomm, highlighted the critical need for adaptability in transition finance, particularly in rapidly industrialising regions such as Southeast Asia. He emphasised that banks are pivotal players in the sustainability transition, requiring pragmatic tools to expedite measurable emissions reductions. Chen remarked that PATHMATCH has been purpose-built to evolve with emerging data and technologies, ensuring its continued relevance and scalability while empowering banks to finance the transition more confidently.
CTBC Financial Holding’s President and Chair of the Partnership for Carbon Accounting Financials (PCAF) Asia-Pacific, Rachael Kao, underscored the practical benefits the bank has experienced since adopting the PCAF methodology in 2020. She noted that the approach helped CTBC identify and manage high-carbon exposures within its lending and investment portfolio and set achievable science-based targets for medium and long-term decarbonisation. Kao affirmed the strategic importance of PATHMATCH in simplifying PCAF implementation through AI and advanced digitisation, which enhances compliance, risk management, and the acceleration of sustainable finance initiatives.
This initiative is part of a broader regional strategy. Evercomm operates with a strong presence in the Asia-Pacific and European markets, embedding various global and regional sustainability frameworks, including PCAF, ISSB, GRI, ISO standards, and others, within its technology platforms. The Singapore-based company is leveraging the city-state’s green-fintech innovation ecosystem to extend PATHMATCH’s impact across Southeast Asia, adapting global standards to local market realities. This supports financial institutions and corporates throughout the region in aligning their carbon accounting and sustainability disclosure practices with international norms.
Simultaneously, Evercomm has partnered with Taiwan’s SYSTEX Corporation to deliver integrated climate risk and transition finance management solutions, further bolstering Taiwan’s role as a catalyst for low-carbon transformation in the manufacturing supply chain. The integration of Evercomm’s NX Engine into SYSTEX’s ESG platforms empowers financial institutions to measure, manage, disclose financed emissions, and build robust transition roadmaps aligned with frameworks such as the GHG Protocol, ISO standards, and PCAF.
Evercomm’s commitment to advancing transparency and standardisation in greenhouse gas accounting is also reinforced by its status as a PCAF Accredited Partner. This position enables Evercomm to embed globally recognised methodologies into daily financial institution practices across East Asia and the Pacific, supporting the crucial task of measuring and disclosing financed emissions with consistency and credibility.
In sum, the PATHMATCH engine and Evercomm’s broader suite of AI-enabled sustainability tools represent a significant advance for the industrial decarbonisation efforts of financial institutions. By embedding scientific rigour into financial decision-making and linking capital flows more directly to verified emissions outcomes, the partnership with CTBC Bank sets a new benchmark for operationalising transition finance that is transparent, scalable, and technologically sophisticated. This development is poised to accelerate sustainable finance adoption in Southeast Asia’s growing economies, marrying industrial ambition with climate responsibility in a practical and measurable manner.
- https://technode.global/prnasia/evercomm-defines-the-future-of-transition-finance-by-turning-global-standards-into-operational-systems-with-ctbc/ – Please view link – unable to able to access data
- https://www.prnewswire.com/apac/news-releases/evercomm-defines-the-future-of-transition-finance-by-turning-global-standards-into-operational-systems-with-ctbc-302612765.html – Evercomm, a leading provider of digital sustainability solutions, and CTBC Bank, Taiwan’s largest privately-owned bank, have unveiled the full operational deployment of their jointly developed AI-powered transition finance engine, PATHMATCH. This engine helps banks assess the decarbonisation impact of loans, manage Scope 3 financed emissions, and track portfolio transition performance in real time. PATHMATCH establishes a digital foundation for credible, comparable carbon accounting, linking capital allocation from financial institutions to the sustainability performance of their clients. It enables banks to move beyond static compliance reporting, using real-time data and AI to identify bankable projects, improve portfolio quality, and design financial products that reward credible transition performance. The engine is built on a thermodynamics model that simulates how energy flows across industrial systems to predict emissions with scientific accuracy. Developed through an S$18.7 million, six-year R&D initiative backed by the Singapore government and validated by 29 international journal publications, the engine runs simulations to provide rolling forecasts and generate tailored decarbonisation roadmaps for clients. This enables banks such as CTBC to automate portfolio-wide Scope 3 reporting, reduce manual data processing by up to 1,500 man-hours annually, and more accurately assess transition risks and progress.
- https://evercomm.io/evercomm-and-ctbc-bank-announces-the-joint-development-of-its-ai-powered-green-finance-management-platform-aimed-at-enabling-southeast-asian-businesses-decarbonisation-efforts/ – Evercomm and CTBC Bank have announced their strategic partnership to leverage artificial intelligence (AI) in advancing green financing and enabling science-based transition planning. The partnership aims to empower Southeast Asian businesses to transition to a low-carbon economy. As part of this collaboration, Evercomm and CTBC Bank will jointly develop an AI-powered Green Finance Management Platform, based on the Monetary Authority of Singapore’s AI in Green Fintech initiative. The platform leverages Evercomm’s advanced AI technology aligned with CTBC Bank’s international standards and framework to assess and manage landing portfolios for financial institutions, spanning commercial real estate, power-generation financing, and mid-to-long-term corporate loans. By providing real-time insights, the platform enables banks to evaluate the carbon impact of their financing decisions and track sustainability targets across various operating branches. Evercomm’s software tools, in conjunction with the AI Green Finance Management Platform, allow financial institutions to accurately measure, track, and simulate carbon footprint reduction efforts, ensuring alignment with global net-zero ambitions. The partnership enables CTBC Bank to expand its portfolio of sustainable finance products, including ESG Portfolio Lending and the Corporate Decarbonisation Rating framework.
- https://evercomm.io/evercomm-and-systex-partner-to-deliver-complete-climate-risk-and-transition-finance-solutions-for-financial-institutions-in-taiwan/ – Evercomm has entered into a strategic partnership with SYSTEX Corporation, one of Taiwan’s leading information technology service providers, to deliver comprehensive climate risk and transition finance management solutions for financial institutions across Taiwan and Southeast Asia. Through this collaboration, Evercomm’s NX Engine will be integrated into SYSTEX’s ESG platform offerings. The integrated solution enables financial institutions to measure, manage, and disclose financed emissions in alignment with global standards such as the GHG Protocol, ISO, and the Partnership for Carbon Accounting Financials (PCAF), while empowering clients to develop robust transition finance roadmaps and scenario analyses that accelerate their decarbonisation journey. The partnership positions Taiwan as a regional catalyst in steering the global manufacturing supply chain toward low-carbon transformation. Through the integration of Evercomm’s NX Engine into SYSTEX’s digital infrastructure, Taiwan’s financial institutions can strengthen compliance and climate accountability while enabling industrial clients to track and reduce emissions efficiently within a single integrated platform.
- https://evercomm.io/evercomm-strengthens-the-standardization-of-ghg-accounting-with-pcaf-partnership-in-east-asia-and-the-pacific/ – Evercomm has joined the Partnership for Carbon Accounting Financials (PCAF) as an Accredited Partner. Evercomm utilizes data to empower financial institutions towards carbon, energy, and waste reduction strategies while navigating complex climate risk scenarios and meeting international compliance standards. This milestone reinforces Evercomm’s commitment to advancing transparent and standardized accounting of emissions associated with financial activities in line with globally recognized frameworks. Evercomm’s growing footprint in East Asia and the Pacific enables the company to embed PCAF methodologies into the daily practices of financial institutions, supporting them in measuring and disclosing financed emissions in alignment with global standards.
- https://evercomm.io/pcaf/ – Evercomm offers a cost-effective, scalable approach to portfolio emissions management at the corporate HQ, subsidiary, and branch levels, in partnership with CTBC Bank, the Chair for PCAF (Asia Pacific, excluding Japan). Their solution includes automated financed emissions calculation, portfolio-level and asset-level management, and regulatory compliance and reporting, aligning with PCAF standards, TCFD recommendations, and ISSB climate disclosures. This partnership aims to support financial institutions in managing financed emissions and advancing their decarbonisation efforts.
- https://technode.global/prnasia/evercomm-defines-the-future-of-transition-finance-by-turning-global-standards-into-operational-systems-with-ctbc/ – Evercomm, a leading provider of digital sustainability solutions, and CTBC Bank, Taiwan’s largest privately-owned bank, have unveiled the full operational deployment of their jointly developed AI-powered transition finance engine, PATHMATCH. This engine helps banks assess the decarbonisation impact of loans, manage Scope 3 financed emissions, and track portfolio transition performance in real time. PATHMATCH establishes a digital foundation for credible, comparable carbon accounting, linking capital allocation from financial institutions to the sustainability performance of their clients. It enables banks to move beyond static compliance reporting, using real-time data and AI to identify bankable projects, improve portfolio quality, and design financial products that reward credible transition performance. The engine is built on a thermodynamics model that simulates how energy flows across industrial systems to predict emissions with scientific accuracy. Developed through an S$18.7 million, six-year R&D initiative backed by the Singapore government and validated by 29 international journal publications, the engine runs simulations to provide rolling forecasts and generate tailored decarbonisation roadmaps for clients. This enables banks such as CTBC to automate portfolio-wide Scope 3 reporting, reduce manual data processing by up to 1,500 man-hours annually, and more accurately assess transition risks and progress.
Noah Fact Check Pro
The draft above was created using the information available at the time the story first
emerged. We’ve since applied our fact-checking process to the final narrative, based on the criteria listed
below. The results are intended to help you assess the credibility of the piece and highlight any areas that may
warrant further investigation.
Freshness check
Score:
10
Notes:
The narrative was published on November 12, 2025, and is the earliest known publication of this specific content. It has not appeared elsewhere prior to this date. The report is based on a press release, which typically warrants a high freshness score.
Quotes check
Score:
10
Notes:
The direct quotes from Ted Chen, CEO of Evercomm, and Rachael Kao, President of CTBC Financial Holding, are unique to this report and do not appear in earlier material. No identical quotes were found in previous publications.
Source reliability
Score:
8
Notes:
The narrative originates from a press release distributed by PR Newswire, a reputable organisation. However, the report is hosted on Technode, which is a less well-known platform. This raises some uncertainty regarding the source’s reliability.
Plausability check
Score:
9
Notes:
The claims about the PATHMATCH engine’s capabilities and the partnership between Evercomm and CTBC Bank are plausible and align with known industry trends. The narrative lacks supporting detail from other reputable outlets, which is a concern. The language and tone are consistent with corporate communications.
Overall assessment
Verdict (FAIL, OPEN, PASS): OPEN
Confidence (LOW, MEDIUM, HIGH): MEDIUM
Summary:
The narrative is fresh and original, with unique quotes and no prior appearances. However, the reliance on a press release and the hosting on a less well-known platform raise concerns about the source’s reliability. The plausibility of the claims is high, but the lack of supporting detail from other reputable outlets is a concern. Further verification from additional sources is recommended.
